Down Payment Assistance Programs in the United States
Purchasing a home can be one of the most important (and amazing) decisions of your life, but it can also prove to be one of the most arduous as well. Many people spend decades working diligently and saving meticulously for this ultimate goal. Everyone knows that the...
How Your Finances Change After Buying a Home
Your first priority as a new homeowner is to start setting aside money for future repairs. This should be disposable cash that you earn in addition to your retirement savings, and these savings should only be used for major repairs and similar expenses. Beyond...
Understanding the Difference Between Microeconomics and Macroeconomics
Studies of economics are divided into two categories: microeconomics and macroeconomics. Microeconomics refers to individuals and businesses, while macroeconomics is the study of the economics of countries and governments. There is a little more to it than that, so...
Creating A Strong Financial Backup Plan
Married couples can rely on one another when they fall through economic hardships, but single individuals don't have that extra support. If you are single, you should prepare for the financial emergencies that can result from a sudden medical condition or the loss of...
The Future of Investing
The future of investing is within the hands of millennials and how they perceive the emerging world. One of the financial differences that millennials have in regard to their predecessors—the baby boomers—is a lack of trust. Millennials aren’t likely to believe that...
Investing in Start-Ups
For the most part, investing in start-ups was something reserved for the wealthy or those with a large amount of disposable cash. Fortunately, crowdfunding and other online resources are making these opportunities more readily available to the average investor. If...
3 Biggest Myths About Investing
The realm of investing can seem awfully daunting, with so many potential investment securities to buy and an equally huge amount of tools and strategies to use. Fortunately, you don't need a finance or economics degree to be a successful investor. In fact, most...
How Can You Begin Early Retirement?
It's a far too common problem for people to find that they don't have enough savings by the time they reach retirement age. You can avoid this problem by developing a retirement savings strategy today. The sooner you get started, the better off you'll be when you're...
A Look into Inspiration Women in Finance
There is no doubt that women have had an enormously long row to hoe when it comes to the world of finance. In fact, it was only as recently as the 1970's that women in America really began to gain widespread rights to not only hold their own bank and credit accounts,...
How is Fintech Different From Other Online Payment Platforms?
For a long time, customers have tolerated poor technology in traditional banks. However, with fintech on the rise, banks struggle to keep up and have been forced to offer the consumers the innovation they crave. Currently, many banks are using FinTech in a bid to...